Savings & Investments Rates

First figure is Annual Percentage Yield, followed by the current Interest Rate.
You must maintain a minimum balance of $10.00 in your account each day to obtain the lowest disclosed annual percentage yeild

The Annual Percentage Rates of Share Savings Accounts and Money Market Accounts will be calculated using a tiered system; the actual Interest Rate and APY will be determined by the amount in each individual account as follows:


Regular Savings (Share Savings)
Tiered Account
Balance Range

APY

Interest Rate

$10.00 to $499.99

    .25%

    .25%

$500.00 to $2,499.99

    .25%

    .25%

$2,500.00 to $9,999.99

    .25%

    .25%

$10,000.00 and over

    .25%

    .25%

Money Market Deposit Accounts
Tiered Account
Balance Range

APY

Interest Rate

$10.00 to $999.99

    .25%

    .25%

$1,000.00 to $4,999.99

    .30%

    .30%

$5,000.00 to $19,999.99

    .40%

    .40%

$20,000.00 and over

    .60%

    .60%

Other Accounts
APY
Interest
Rate

    N.O.W. Accounts

- %

- %

    The Club for Christmas

.50 % .50 %

    6 Month Certificate

.65 %**

.65 %

    1 Year Certificate

.90 %

.90 %

    18 Month Certificate

1.11 %

1.10 %

    2 Year Certificate

1.31 %

1.30 %

    30 Month Certificate

1.36 %

1.35 %

    3 Year Certificate

1.81 %

1.80 %

    5 Year Certificate

2.27 %

2.25 %

    I.R.A. Savings

.25 %

.25 %

    1 Year I.R.A. Certificate

.90 %

.90 %

    18 Month I.R.A. Certificate

1.11 %

1.10 %

    2 Year I.R.A. Certificate

1.31 %

1.30 %

    30 Month I.R.A. Certificate

1.36 %

1.35 %

    3 Year I.R.A. Certificate

1.81 %

1.80 %

    5 Year I.R.A. Certificate

2.27 %

2.25 %

Note: Rates quoted are in effect as of August 1, 2010.

* Rates subject to change without notice.

** APY assumes principal and interest will be reinvested twice more at a rate equal to the current rate.

 
 

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