Savings & Investments Rates

First figure is Annual Percentage Yield, followed by the current Interest Rate.
You must maintain a minimum balance of $10.00 in your account each day to obtain the lowest disclosed annual percentage yeild

The Annual Percentage Rates of Share Savings Accounts and Money Market Accounts will be calculated using a tiered system; the actual Interest Rate and APY will be determined by the amount in each individual account as follows:


Regular Savings (Share Savings)
Tiered Account
Balance Range

APY

Interest Rate

$10.00 to $499.99

    .50%

    .50%

$500.00 to $2,499.99

    .50%

    .50%

$2,500.00 to $9,999.99

    .50%

    .50%

$10,000.00 and over

    .50%

    .50%

Money Market Deposit Accounts
Tiered Account
Balance Range

APY

Interest Rate

$10.00 to $999.99

    .50%

    .50%

$1,000.00 to $4,999.99

    1.26%

    1.25%

$5,000.00 to $19,999.99

    1.76%

    1.75%

$20,000.00 and over

    2.27%

    2.25%

Other Accounts
APY
Interest
Rate

    N.O.W. Accounts

- %

- %

    The Club for Christmas

.50 % .50 %

    6 Month Certificate

2.73 %**

2.70 %

    1 Year Certificate

2.78 %

2.75 %

    18 Month Certificate

2.89 %

2.85 %

    2 Year Certificate

2.99 %

2.95 %

    30 Month Certificate

2.99 %

2.95 %

    3 Year Certificate

3.04 %

3.00 %

    5 Year Certificate

3.14 %

3.10 %

    I.R.A. Savings

.50 %

.50 %

    1 Year I.R.A. Certificate

2.78 %

2.75 %

    18 Month I.R.A. Certificate

2.89 %

2.85 %

    2 Year I.R.A. Certificate

2.99 %

2.95 %

    30 Month I.R.A. Certificate

2.99 %

2.95 %

    3 Year I.R.A. Certificate

3.04 %

3.00 %

    5 Year I.R.A. Certificate

3.14 %

3.10 %

Note: Rates quoted are in effect as of March 20, 2008

* Rates subject to change without notice.

** APY assumes principal and interest will be reinvested twice more at a rate equal to the current rate.

 
 

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